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History 

There are five basic cornerstones to the WC laws: No-Fault Compensation; Collective Liability; Security of Payment; Exclusive Jurisdiction and Independent Boards.  All provinces have their own exclusive WCB Boards, except NT & NU, the programs are combined.  
 

Funding is exclusively by employers (not by government).  Employers are charged premiums through an industry specific "Assessment” or "Premium” Rate per $100 of assessable payroll.  This will lead to financing other WCB initiatives involving Experience Rating and Claims Management programs. 

Costs to Employers

Assessment rates are based on: Industry Classification and Experience Rating to calculate WCB premiums.  All provinces have some form of Experience Rating merit rating programs to reduce injuries, occupational diseases and encourage workers’ return to work. 

Monies paid to injured workers are generally known as WCB "benefits." The benefits are comprised of: Wage Loss; Permanent Disability; Dependency and Rehabilitation.  

Accident Costs and the associated costs are applied into an Experiencing Rating program to determine the appropriate WCB premiums.